James Denselow 0

Writer, Middle East Analyst

The spike in fighting in Northwest Syria has forced some 900,000 people to flee their homes in the most intensive displacement of the conflict so far. Right now reports of terrified families sleeping out in the open and resorting to burning rubbish to keep warm and shield their children from hypothermia.

There is no sign that the offensive - which has now reclaimed the whole of Aleppo for the Regime - is winding down. Indeed President Assad himself warned on state television the war is not over, saying that “we know this liberation does not mean the end of the war or the crushing of all plots or the end of terror or the surrender of the enemy, but it definitely rubs their noses in the dirt.”

Living on freezing dirt is the life or death challenge for tens of thousands of Syrians in the coming weeks. Zooming out for a second it is unsurprising for a country that has experienced almost nine years of conflict, that the wider population of Syria is incredibly dependent on humanitarian aid to sustain many of the basic elements of a normal life.

An estimated 11.7 million Syrians are in need of humanitarian aid. This aid, in theory, should be governed and distributed according to humanitarian principles of independence, neutrality, impartiality and humanity. In reality the provision of aid - whether it is life saving medicines or critically needed food to help malnourished children - has become deeply politicised.

The fundamental issue has been who to ensure the free and safe delivery of aid in a civil war where the sovereign authority - the government in Damascus - has lost control over large chunks of the country and its population. Aid agencies - the UN heavy lifters in particular - require permissions from the government of a country to operate there and in Syria’s case permission to ‘cross lines’ to get aid to civilians in non-government controlled areas.

The amount of ‘cross line’ aid has never been enough and has been subject to the death by a thousand cuts of a bureaucracy that has delayed it at every turn. The case of Syria is not alone in this regard, around the world UN figures show that in the last decade the denial of humanitarian aid has increased by over a 1000%.

Arguments for why this aid is denied are either simple and made in public - that it would be used to support or prop up the non-state armed groups in control of the area - or are more insidious - that a besieged and starving population is more likely to reject the status quo.

Such have been the restrictions on getting aid to Syrian’s who need it that in July of 2014 the UN Security Council agreed to Resolution 2165 granting agencies the ability to utilise border crossings outside of the Regime’s control to deliver aid. Yet this resolution has required annual renewal and has been subject to intense criticism and push back.

This has eventually exploded in the latest attempt to extend authorisation to use six border crossings for another 12-months. High diplomatic drama in New York at the UN eventually saw a compromise that has reduced the available crossings to four and halved the time in which access is granted down to 6-months.

Aid agencies are now desperately scrambling to keep pipelines open for many critically needed programmes to continue. This involves stockpiling, planning new - and often longer and more expense routes - and preparing for the worst case scenario of all crossings being closed come the middle of the year. Medical supplies, which often require refrigeration and cannot be delayed for long at crossing points, are a particular issue that could see a morbidity spike in Syrians if all cross border aid is shut down.

Estimates suggest that some 4m Syrians would be affected by further closures and restrictions. This is a highly vulnerable part of the population, many of whom have been displaced multiple times and have witnessed the loss of their home and loved ones.

If the supply of aid is similar to a tap with water pouring from it, then the combination of global apathy towards a protracted conflict combined with the new restrictions to cross border aid represents a drastic reduction in needed supplies. This reduction is accentuated by the continued apparent targeting of humanitarian infrastructure in areas outside of control of the government.

Hospitals, clinics and ambulances in particular seem to be paying the highest price with dozens being hit and put out of action. Ahead of this year’s Oscars the film “For Sama” shows exactly what that looked life for the besieged population of Aleppo back in 2016. Very similar tactics are being used in the Idlib of today.

As ever events in Syria have their own unique tragedy for the population in the country but the erosion of global norms, such as the ability of aid to reach people who need it, is a global crisis.

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BENEFIT, the Kingdom’s innovator and leading company in Fintech and electronic financial transactions service, held its Annual General Meeting (AGM) at the company’s headquarters in the Seef District.
During the meeting, shareholders approved all items listed on the agenda, including the ratification of the minutes of the previous AGM held on 26 March 2024. The session reviewed and approved the Board’s Annual Report on the company’s activities and financial performance for the fiscal year ended 31 December 2024, and the shareholders expressed their satisfaction with the company’s operational and financial results during the reporting period.
The meeting also reviewed the Independent External Auditor’s Report on the company’s consolidated financial statements for the year ended 31 December 2024. Subsequently, the shareholders approved the audited financial statements for the fiscal year. Based on the Board’s recommendation, the shareholders approved the distribution of a cash dividend equivalent to 10% of the paid-up share capital.
Furthermore, the shareholders endorsed the allocation of a total amount of BD 172,500 as remuneration to the members of the Board for the year ended 31 December 2024, subject to prior clearance by related authorities.
The extension of the current composition of the Board was approved, which includes ten members and one CBB observer, for a further six-month term, expiring in September 2025, pending no objection from the CBB.
The meeting reviewed and approved the Corporate Governance Report for 2024, which affirmed the company’s full compliance with the corporate governance directives issued by the CBB and other applicable regulatory frameworks. The AGM absolved the Board Members of liability for any of their actions during the year ending on 31st December 2024, in accordance with the Commercial Companies Law.
In alignment with regulatory requirements, the session approved the reappointment of Ernst & Young (EY) as the company’s External Auditors for the fiscal year 2025, covering both the parent company and its subsidiaries—Sinnad and Bahrain FinTech Bay. The Board was authorised to determine the external auditors’ professional fees, subject to approval from the CBB, and the meeting concluded with a discussion of any additional issues as per Article (207) of the Commercial Companies Law.
Speaking on the company’s performance, Mr. Mohamed Al Bastaki, Chairman BENEFIT , stated: “In terms of the financial results for 2024, I am pleased to say that the year gone by has also been proved to be a success in delivering tangible results. Growth rate for 2024 was 19 per cent. Revenue for the year was BD 17 M (US$ 45.3 Million) and net profit was 2 Million ($ 5.3 Million).

Mr. Al Bastaki also announced that the Board had formally adopted a new three-year strategic roadmap to commence in 2025. The strategy encompasses a phased international expansion, optimisation of internal operations, enhanced revenue diversification, long-term sustainability initiatives, and the advancement of innovation and digital transformation initiatives across all service lines.
“I extend my sincere appreciation to the CBB for its continued support of BENEFIT and its pivotal role in fostering a stable and progressive regulatory environment for the Kingdom’s banking and financial sector—an environment that has significantly reinforced Bahrain’s standing as a leading financial hub in the region,” said Mr. Al Bastaki. “I would also like to thank our partner banks and valued customers for their trust, and our shareholders for their ongoing encouragement. The achievements of 2024 set a strong precedent, and I am confident they will serve as a foundation for yet another successful and impactful year ahead.”
Chief Executive of BENEFIT; Mr. Abdulwahed AlJanahi commented, “The year 2024 represented another pivotal chapter in BENEFIT ’s evolution. We achieved substantial progress in advancing our digital strategy across multiple sectors, while reinforcing our long-term commitment to the development of Bahrain’s financial services and payments landscape. Throughout the year, we remained firmly aligned with our objective of delivering measurable value to our shareholders, strategic partners, and customers. At the same time, we continued to play an active role in enabling Bahrain’s digital economy by introducing innovative solutions and service enhancements that directly address market needs and future opportunities.”
Mr. AlJanahi affirmed that BENEFIT has successfully developed a robust and well-integrated payment network that connects individuals and businesses across Bahrain, accelerating the adoption of emerging technologies in the banking and financial services sector and reinforcing Bahrain’s position as a growing fintech hub, and added, “Our achievements of the past year reflect a long-term vision to establish a resilient electronic payment infrastructure that supports the Kingdom’s digital economy. Key developments in 2024 included the implementation of central authentication for open banking via BENEFIT Pay”
Mr. AlJanahi concluded by thanking the Board for its strategic direction, the company’s staff for their continued dedication, and the Central Bank of Bahrain, member banks, and shareholders for their valuable partnership and confidence in the company’s long-term vision.